Welcome to Erskine Financial
We are a team of experienced mortgage advisers who are dedicated to helping you find the best mortgage for your needs.
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Mortgage advice for everyone
First Time Buyers
Re-mortgaging Options
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We are a team of experienced mortgage advisers dedicated to helping you find the very best mortgage for your individual needs and circumstances.
Getting on the property ladder can feel overwhelming. From understanding how much you can borrow to choosing the right mortgage product, we guide you through every step of the process with clarity and care.
Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home.
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"The team at Erskine Financial made the whole process completely stress-free."
— Sarah M., First Time Buyer
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Our advisers have access to the entire Mortgage Market. We'll help you understand the full mortgage journey.
What does re-mortgaging mean to you? More money in your pocket every month? Let us see how we can help you.
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We are a team of experienced mortgage advisers who are dedicated to helping you find the best mortgage for your needs.
Practical mortgage, protection and insurance advice for each stage of your plans.
How much can I borrow?
How do I get a mortgage?
What houses can I afford?
Do I need a deposit?
Is my deposit enough?
What are the costs involved?
How long does it take?
How much can I borrow?
How do I get a mortgage?
What houses can I afford?
Do I need a deposit?
How much can I borrow?
How do I get a mortgage?
What houses can I afford?
Do I need a deposit?
Is my deposit enough?
What are the costs involved?
How long does it take?
Is my deposit enough?
What are the costs involved?
How long does it take?
Let us help! We're here to guide you onto the next steps, whatever stage you're at.
Join us for an exclusive evening at our office. We'll be discussing the home buying process from start to finish.
Personal advice
Our advisers take the time to understand your plans, compare the market, and explain each step in plain English so you can move forward with confidence.
Whole-of-market mortgage advice
Clear lender choices and trade-offs before you make a decision.
An adviser takes time to understand what the next move means.
Know what happens next and what decisions need your attention.
Send us a message and we'll be back in touch.
Annfield House, 1 Eskbank Toll, Dalkeith, EH22 3DY
Monday - Friday 9:00 am - 5:00 pm
Follow us for news, insights and updates.
Find answers to common questions.
Typically, a mortgage application takes anywhere from 2 to 6 weeks from submission to offer, depending on the lender and the complexity of your situation.
Yes, usually you need a deposit of at least 5% to 10% of the property's value. The larger your deposit, the better the mortgage rates you'll generally have access to.
Learn how we help people find the perfect mortgage and financial products for their needs.
We take pride in delivering exceptional service to every client.