1. Lets have a chat
We’ll understand your project, business or investment goals.
Commercial Finance
Finance for your next opportunity.
Whether you’re purchasing commercial premises, expanding your property portfolio or funding your next development, we’ll help you find the right finance for your goals.
Is this the right place for me?
Commercial finance isn’t one-size-fits-all.
Every project, business and investment is different. We’ll take the time to understand what you’re trying to achieve before helping you find a finance solution that’s tailored to your needs.
This page is for you if…
- You’re buying commercial premises.
- You’re investing in commercial or semi-commercial property.
- You need Bridging or Development Finance.
- You’re expanding your business.
- You’re looking for a lender that understands more complex cases.
- You’d like expert guidance through the process.
How we help
What does the process look like?
2. Review your options
We’ll assess the most suitable finance options for your circumstances.
3. Find the right lender
We’ll approach lenders that best fit your requirements.
4. We manage your application
We’ll coordinate the process and keep everything moving.
5. Secure your funding
Time to focus on your next opportunity.
Why Choose Erskine Financial?
Clear advice, real conversations and support that stays with you from first question to final decision.
- 01Experience.Commercial finance is often more complex. We’ll help simplify the process.
- 02No Jargon.We explain things properly, not in mortgage adviser language.
- 03Access to specialist lendersWe work with a wide range of commercial lenders, not just the high street.
- 04Tailored adviceEvery business and investment is different, so our recommendations are too.
- 05End-to-end supportWe’ll stay with you from your initial enquiry through to completion.
- 06Straightforward communicationNo unnecessary jargon. Just clear advice and regular updates.
Common Questions
Find answers to common questions.
What types of commercial property can I finance?
Commercial finance can cover premises such as offices, shops, industrial units, warehouses, hospitality venues, mixed-use buildings and some specialist properties. The available lenders and terms depend on the property and how it will be used.
How much can I borrow?
The amount you can borrow depends on your income, regular commitments, credit history, deposit and the lender’s affordability assessment. We’ll review the full picture and give you a realistic borrowing range before recommending a mortgage.
Do I need a deposit?
Usually. Commercial lenders commonly require a meaningful contribution from the borrower, but the amount varies with the property, business, loan purpose and strength of the application. We’ll explain the likely requirement after reviewing the proposal.
What’s the difference between Bridging and Development Finance?
Bridging finance is generally short-term funding used to complete a purchase or cover a temporary gap. Development finance is designed to fund building or significant refurbishment work and is often released in stages as the project progresses.
Can I buy through a Limited Company or SPV?
Yes, many commercial and property finance lenders accept limited companies or Special Purpose Vehicles. The right structure depends on the transaction and your wider tax position, so you should also take legal and tax advice.
How long does commercial finance take?
Timescales range from days for some bridging cases to several weeks or longer for complex commercial or development funding. Valuations, legal work and the quality of the supporting information all affect how quickly the case can complete.
Ready to tackle your next opportunity?
Whether you’re buying your first commercial property or funding your next development, we’ll help you find the right finance for your plans. Arrange your free consultation today.
